Personal Financial Readiness Program
The Military & Family Readiness Center and their certified/accredited Personal Financial Counselors offer information, education, and personal financial counseling to help individuals and families maintain financial readiness and build resiliency in preparation for life’s various financial situations. Active Duty, Reserve, Guard, retirees, and dependents are eligible to use our one-on-one services with our workshops open to DoD civilians as well. To receive information, schedule an appointment, or register for a workshop, please call us at (801) 777-4681.
Financial Education Workshops Include…
- Blended Retirement System
- Thrift Savings Plan
- Budgeting/Spending Plan
- Ditch the Dorm
- Investing
- Financial transitioning, credit reports/scores, projected post separation budget (as part of 5 day TAP workshop)
- Monthly Financial Lunch-n-Learns
- Military Saves Week (various topics taught)
- Miscellaneous other topics throughout the year
- We can conduct briefings at your unit as well
One-on-One Financial Counseling Provided For…
- Budgeting/Spending Plan
- Managing credit and debt problems
- Moving out of the dorm financial analysis
- Pulling/reviewing credit reports
- Blended Retirement System
- Thrift Savings Plan
- Saving
- Investing
- Car Buying
Military Family Life Financial Counselor Program
Additionally, through the MFLC Financial Program we have an added Personal Financial Counselor who can provide one-on-one confidential personal financial counseling to help you and your family manage finances, resolve financial problems, and reach long-term goals such as getting an education, buying a home, or planning for retirement. Email PFC.Hill.USAF@zieders.com or call (801) 360-6725 to schedule an appointment.
Resources
A budget is the foundation of financial readiness and achieving your financial goals. We have prepared videos to help you create and fine tune a personalized budget. Below the videos are a link to a budget/spending plan worksheet. If you have any questions as to how to fill the worksheet out, please call us at (801) 777-4681.
Short Spending Plan Tutorial, Part 1
Short Spending Plan Tutorial, Part 2
Detailed Transaction Log and Spending Plan Training
First Duty Financial Information
Per AFI-36-3009, M&FRC will provide mandatory first duty station officer and enlisted personnel information to maintain financial stability and reach financial goals.
Enlisted Handouts
Financial Well-Being Assessment
Decisions, Decisions
How to Read an Air Force LES
Sample LES
Choosing a Bank
Electronic Banking Safety
Financial Planning Pyramid
Sources of Help
Spending Plan Checklist
Spending Plan Worksheet
Spending Plan Worksheet Sample
TSP Fund Summary
TSP Fund Summary Highlighted
Car Sales – Tricks of the Trade
3 Deals of Car Buying
Car Buying Sources of Help
Check Your Insurance IQ
Choosing a Credit Card
Common Dealership Financing Pitfalls
Credit Reports
Defending Against Identity Theft
Determining Car Payments
How to Complain Effectively
Leasing VS Buying
Questions to Ask Car Dealers
Service Members Civil Relief
Warning Signs of Credit Abuse
You Tell Me
Officer Handouts
Financial Well-Being Assessment
Blended Retirement System Infographic Handout
Decisions, Decisions
How to Read an Air Force LES
Rockefeller File
Sample LES
Choosing a Bank
Electronic Banking Safety
Financial Planning Pyramid
Spending Plan Checklist
Spending Plan Worksheet
TSP Fund Summary
Choosing a Credit Card
Credit Reports
Service Members Civil Relief
Student Loan Repayment Options
Warning Signs of Credit Abuse
How to Complain Effectively
Sources of Help
3 Deals of Car Buying
Car Sales – Tricks of the Trade
Common Dealership Financing Pitfalls
Determining Car Payments
Questions to Ask Car Dealers
Closing Costs
Figuring Out Monthly Payment
House Hunting Checklist
Mortgage Loan Types
Mortgage Shopping Worksheet
Real Estate Financing Checklist
Requesting Insurance Quote
Check Your Insurance IQ
Organize Your Records
Shopping Tips for Insurance
M&FRC Email Distro List
Sign up to receive periodical information on events, tools, and resources via email from the list of areas below.

Hours
Mon – Tue
0730 – 1630
Wed
0730 – 1330
Thu – Fri
0730 – 1630
Sat – Sun
Closed
Closed all AFMC Family Days and Federal Holidays.
Phone
(801) 777-4681
Address
5837 D Ave Bldg. 150
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