Personal Financial Readiness Program

Personal Financial Readiness Program

The Military & Family Readiness Center and their certified/accredited Personal Financial Counselors offer information, education, and personal financial counseling to help individuals and families maintain financial readiness and build resiliency in preparation for life’s various financial situations. Active Duty, Reserve, Guard, retirees, and dependents are eligible to use our one-on-one services with our workshops open to DoD civilians as well.  To receive information, schedule an appointment, or register for a workshop, please call us at (801) 777-4681.

Financial Education Workshops Include…

  • Blended Retirement System
  • Thrift Savings Plan
  • Budgeting/Spending Plan
  • Ditch the Dorm
  • Investing
  • Financial transitioning, credit reports/scores, projected post separation budget (as part of 5 day TAP workshop)
  • Monthly Financial Lunch-n-Learns
  • Military Saves Week (various topics taught)
  • Miscellaneous other topics throughout the year
  • We can conduct briefings at your unit as well

One-on-One Financial Counseling Provided For…

  • Budgeting/Spending Plan
  • Managing credit and debt problems
  • Moving out of the dorm financial analysis
  • Pulling/reviewing credit reports
  • Blended Retirement System
  • Thrift Savings Plan
  • Saving
  • Investing
  • Car Buying

Military Family Life Financial Counselor Program

Additionally, through the MFLC Financial Program we have an added Personal Financial Counselor who can provide one-on-one confidential personal financial counseling to help you and your family manage finances, resolve financial problems, and reach long-term goals such as getting an education, buying a home, or planning for retirement. Email or call (801) 360-6725 to schedule an appointment.


A budget is the foundation of financial readiness and achieving your financial goals. We have prepared videos to help you create and fine tune a personalized budget. Below the videos are a link to a budget/spending plan worksheet. If you have any questions as to how to fill the worksheet out, please call us at (801) 777-4681.

Short Spending Plan Tutorial, Part 1

Short Spending Plan Tutorial, Part 2

Detailed Transaction Log and Spending Plan Training

First Duty Financial Information

Per AFI-36-3009, M&FRC will provide mandatory first duty station officer and enlisted personnel information to maintain financial stability and reach financial goals.

M&FRC Email Distro List

Sign up to receive periodical information on events, tools, and resources via email from the list of areas below.


Mon – Tue
0730 – 1630

0730 – 1330

Thu – Fri
0730 – 1630

Sat – Sun

Closed all AFMC Family Days and Federal Holidays.


(801) 777-4681


5837 D Ave Bldg. 150

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